James Craig - Craig Henry PLC

October 25, 2016

ITT Bankruptcy Affects Louisville Students

We are closely monitoring ITT Educational Services’ bankruptcy filing and its impact on many local Louisville students.  The Department of Education has issued guidelines for the discharge of […]
October 11, 2016

Fixing Your Credit Report

An accurate credit report is an important resource for all consumers.  The Consumer Protection Financial Bureau recently published helpful information on how to dispute inaccurate entries on […]
September 30, 2016

Right To Protest

Yesterday, the Governor of the Commonwealth of Kentucky issued a press release encouraging administrators to crack down on protests during public school events.  It should go without […]
September 29, 2016

Credit Reporting After 1099’s

The IRS requires creditors to mail a form 1099-C to a consumer when debt is settled, discharged, or is no longer collectable.  And the Fair Credit Reporting […]
September 26, 2016

Threatened With Arrest?

Debt collectors cannot threaten to arrest you.  The Fair Debt Collection Practices Act makes no qualms about this rule, prohibiting “any representation that nonpayment of a debt will result in […]
September 19, 2016

Wells Fargo Credit Reporting

The Consumer Financial Protection Bureau made news last week by announcing that it settled a wide-scale consumer protection dispute with Wells Fargo.  The bank admitted to opening more […]
September 14, 2016

Be Wary Of Prepaid Credit Repair Services

Just a quick note to remind our clients and friends to be wary of credit repair services.  The Credit Repair Organizations Act (the “CROA”) defines a […]
August 26, 2016

Kudos to the Legal Aid of the Bluegrass

The Supreme Court issued an opinion on Kentucky’s eviction process yesterday.  I haven’t blogged about landlord-tenant law in the past, but the case is remarkable for three reasons. […]
August 19, 2016

New Suit Targets Title Loan Scam

Craig Henry PLC filed a new action this week against “Auto Loan, LLC.”  Kentucky law requires consumer loan companies and vehicle title loan lenders to be licensed by […]
August 5, 2016

New Foreclosure, Loan Modification Rules Issued

We’ve excerpted below a news release issued yesterday by the Consumer Protection Financial Bureau announcing new rules to help homeowners in foreclosure.  These rules expand on 2014 rules […]