James Craig

May 30, 2019

Mobile Home Water Bills

Mobile home parks might be allowed to charge tenants for water usage. Under a new regulation, mobile home parks may bill tenants for water under certain […]
January 7, 2019

Student Loan Forgiveness Settlement and Credit Reporting

Sullivan University and Career Education Corp. are agreeing to forgive $4,000,000 in student loan debt for Kentucky consumers and former Spencerian College students. The settlement arises […]
October 24, 2017

House Day at Craig Henry

We’ve developed a tradition at Craig Henry of celebrating “House Days.”  Foreclosure defense is a large part of our firm’s work.  We utilize all aspects of […]
October 3, 2017

When Creditors Cause Overdrafts

Many clients have called us recently with complaints about their checking accounts. Our clients’ creditors are causing their bank accounts to become overdrawn. Every time a […]
September 19, 2017

Unwanted Phone Calls On The Rise

Unwanted telephone calls are on the rise in Kentucky. NPR recently featured reported on neighbor spoofing: a new autodialing technique that makes incoming calls appear to […]
September 13, 2017

Tenant Background Checks

When landlords require tenants to submit to background checks, landlords must comply with the Fair Credit Reporting Act.  A background check is considered a consumer report […]
September 8, 2017

Equifax Data Breach

By now, many of our clients are aware of the Equifax data breach.  Politico has continuing coverage here: http://www.politico.com/story/2017/09/07/equifax-hack-exposes-millions-data-242458 If any of you have concerns about […]
September 5, 2017

New Medical Debt Collection Practices

A new strategy to collect medical debt from Kentucky residents recently caught the attention of our federal judiciary. When medical bills are unpaid, they are usually […]
August 29, 2017

Kentucky Unfair Debt Collection Complaints Exceed National Trend

The Consumer Protection Financial Bureau released state-by-state statistics this summer, and Kentucky leads the national average in unfair debt collection complaints.  Since 2011, more than 9,000 […]
August 22, 2017

Kentucky’s Lemon Law: What’s Covered?

Kentucky law protects consumers from receiving a lemon when buying a new car.  Our “lemon law” provides that a car manufacturer must pay damages to consumers […]