Consumer Protection Archives - Craig Henry PLC

October 11, 2016

Fixing Your Credit Report

An accurate credit report is an important resource for all consumers.  The Consumer Protection Financial Bureau recently published helpful information on how to dispute inaccurate entries on […]
September 29, 2016

Credit Reporting After 1099’s

The IRS requires creditors to mail a form 1099-C to a consumer when debt is settled, discharged, or is no longer collectable.  And the Fair Credit Reporting […]
September 26, 2016

Threatened With Arrest?

Debt collectors cannot threaten to arrest you.  The Fair Debt Collection Practices Act makes no qualms about this rule, prohibiting “any representation that nonpayment of a debt will result in […]
September 19, 2016

Wells Fargo Credit Reporting

The Consumer Financial Protection Bureau made news last week by announcing that it settled a wide-scale consumer protection dispute with Wells Fargo.  The bank admitted to opening more […]
August 5, 2016

New Foreclosure, Loan Modification Rules Issued

We’ve excerpted below a news release issued yesterday by the Consumer Protection Financial Bureau announcing new rules to help homeowners in foreclosure.  These rules expand on 2014 rules […]
July 29, 2016

Unauthorized Bank Withdrawal Class Action

In today’s digital economy, most families pay their monthly bills by automatic transfers from their checking account.  Your water bill, gym membership, and the monthly fee for your […]
June 26, 2015

Big Fair Housing Case Issued Yesterday

Yesterday, the United States Supreme Court issued its opinion in Texas Department of Housing v. Inclusive Communities Project.  The Court ruled that claims brought under the Fair […]
October 14, 2014

How Much Interest Did You Pay For Your New Or Used Car?

The legal interest rate in Kentucky is 8 percent annually. But car dealerships across the Commonwealth of Kentucky regularly charge much higher rates, often greater than […]
October 3, 2014

Vehicle Repossession? Know your rights.

Ever lost a car or truck to repossession? Was the vehicle re-sold to your “buy here, pay here” dealer after it was repossessed? If so, your […]
September 28, 2014

Choosing the Right Lawyer

Choosing a lawyer to represent you in your claim against your employer or a creditor is an important decision and one that should only be made […]