James Craig

October 14, 2014

How Much Interest Did You Pay For Your New Or Used Car?

The legal interest rate in Kentucky is 8 percent annually. But car dealerships across the Commonwealth of Kentucky regularly charge much higher rates, often greater than […]
October 3, 2014

Vehicle Repossession? Know your rights.

Ever lost a car or truck to repossession? Was the vehicle re-sold to your “buy here, pay here” dealer after it was repossessed? If so, your […]
September 23, 2014

New Amendment Restricts the Right to Redeem a Foreclosed Home

For those in foreclosure and hoping to redeem their home, listen up. On April 10th of this year, Kentucky‘s General Assembly enacted Senate Bill No. 36, […]
September 16, 2014

Garnishments Are Stopping Kentucky’s Working Class From Getting Ahead (hat tip to Pro Publica and Loyola)

Today in our office, we are comparing two interesting articles recently published on garnishments and assessing their impact on Kentucky’s working class poor.  The first piece was published […]
September 12, 2014

Has your credit card debt expired?

What is the deadline for a credit card company to collect on bad debt?  Under Kentucky law, that depends on where the credit card contract was […]
August 29, 2014

Watch Out For Debt Relief Agencies

“Debt relief” scams have become a problem for consumers recently, and the issue is getting attention from the federal government.  These companies prey on people suffering […]
July 17, 2014

New Car Buying

I purchased a new car this month. As it is for every family, it was a proud moment. But having litigated consumer claims for most of […]
June 26, 2014

Craig Joins Metropolitan Housing Coalition Board of Directors

James Craig has joined the Board of Directors for the Metropolitan Housing Coalition. MHC is a private, non-profit organization that works to extend safe, decent housing […]
June 24, 2014

New Truth in Lending Requirements

The Truth In Lending Act is a federal law that promotes the informed use of consumer credit by requiring disclosures about terms and costs.  Failure to comply […]